Mobio logo Mobio
  • Features
  • BioPay
  • Download
Get the App

Terms & Conditions

Last updated: March 27, 2026

Welcome to Mobio. These Terms and Conditions ("Terms") govern your use of the Mobio mobile application ("App") operated by Ikanisa ("we", "us", or "our"). By downloading, installing, or using the App, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using Mobio, you confirm that you are at least 16 years old and agree to comply with these Terms. If you do not agree, you must not use the App.

2. Service Description

Mobio is a peer-to-peer mobility marketplace that connects passengers with independent drivers in Rwanda. The App provides:

  • Driver Discovery: Real-time listing of nearby motos, cabs, trikes, and trucks.
  • Trip Scheduling: The ability to create and manage scheduled trips with specific routes, dates, and times.
  • WhatsApp Connect: Direct communication between passengers and drivers via WhatsApp.
  • BioPay: Biometric-enabled payment facilitation using face recognition and QR codes for MTN MoMo transactions.

Mobio acts as a marketplace platform only. We do not provide transportation services directly and are not a transportation carrier. All transportation is provided by independent drivers.

3. User Accounts

Mobio uses anonymous authentication. You are automatically assigned an anonymous account upon first use — no registration, email, or password is required. Your anonymous session provides a unique internal identifier used for data operations. You may optionally provide profile information (name, phone number) but this is never mandatory.

4. User Responsibilities

As a user of Mobio, you agree to:

  • Use the App only for lawful purposes and in accordance with these Terms.
  • Not misuse the platform to harass, threaten, or defraud other users or drivers.
  • Provide accurate information when creating trip listings or profile details.
  • Not attempt to reverse engineer, decompile, or tamper with the App.
  • Not use automated systems or bots to interact with the App.

5. BioPay & Biometric Data

BioPay is an optional feature that uses on-device facial recognition technology to facilitate payments. By enrolling in BioPay, you acknowledge and agree that:

  • Face embeddings (mathematical representations of facial features) are generated on your device using Google ML Kit and FaceNet.
  • Face embeddings are transmitted to and stored on Mobio servers for identity matching.
  • Raw facial images are not stored on our servers after processing.
  • You may delete your BioPay profile and associated biometric data at any time through the App's Privacy & Data settings.
  • BioPay does not process payments directly — it facilitates MTN MoMo USSD transactions that occur outside the App.

6. Payments

Mobio does not handle payment processing directly. All financial transactions between passengers and drivers occur outside the App through:

  • MTN MoMo: USSD-based mobile money transactions initiated via the device's native dialer.
  • Cash: Direct cash payment between passenger and driver.

Mobio is not responsible for any payment disputes between users and drivers. We do not store payment credentials or process financial transactions on our servers.

7. Location Services

Certain features require access to your device's location. Location data is used solely to show nearby drivers and calculate routes. You may revoke location permissions at any time through your device settings, though this may limit App functionality.

8. Intellectual Property

All content, designs, trademarks, logos, and software associated with Mobio are the property of Ikanisa and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

9. Disclaimer of Warranties

Mobio is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not guarantee:

  • The availability, reliability, or safety of any driver listed on the platform.
  • The accuracy of driver locations, distances, or trip information.
  • Uninterrupted or error-free operation of the App.

10. Limitation of Liability

To the maximum extent permitted by law, Ikanisa shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of Mobio, including but not limited to damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Ikanisa, its officers, directors, and employees from any claims, damages, losses, or expenses arising from your use of the App or violation of these Terms.

12. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective upon posting the updated Terms in the App or on our website. Your continued use of Mobio after changes constitutes acceptance of the modified Terms.

13. Termination

We may suspend or terminate your access to Mobio at any time, without notice, for conduct that we determine violates these Terms or is harmful to other users, drivers, or Ikanisa.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Rwanda. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Kigali, Rwanda.

15. Contact Us

If you have questions about these Terms, contact us at:

Email: [email protected]

Ikanisa

Mobio Mobio
  • Home
  • Privacy Policy
  • Terms & Conditions
  • Contact

© 2026 Mobio by Ikanisa. All rights reserved.